Theodore applies the eligibility rules, tracks every dollar, and keeps your program audit-ready — so you can serve more students without taking on more risk.
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Trusted by nonprofit organizations and state agencies
We empower education programs with a secure platform that saves administrators time and money — and gives families, schools, and vendors effortless access.
Programs often stitch together separate systems for intake, eligibility, disbursement, and reporting. Theodore replaces that patchwork: cloud-based, secure, program-isolated platform architecture, configured to the exact legislation or rules of any K–12 program.
Verification by hand
In many programs, eligibility decisions still rely on paper and phone calls to a call center.
Money in too many places
Checks, ACH, third-party apps, and reimbursement backlogs — each through a different system.
Families waiting to be paid back
Some programs still ask families to spend first and file for reimbursement later.
Audits that start from zero
Reporting means pulling data from five systems into spreadsheets — every quarter.
Theodore is a purpose-built, white-labeled education funding platform for K-12 — cloud-based, secure, program-isolated, and configured to the exact legislation or rules of any program. State ESAs, Tax Credit Scholarships, microgrants, managed spending programs.
Your school raises it. We move it. You stay in control. Here's how every dollar flows.
Donation pages
Launch branded donation pages for your organization, each school, or a specific fund — shareable via QR codes and embeddable on school websites.

Verify
Families start their application in minutes. Theodore checks identity with Persona and income against program rules in real time — so eligibility decisions happen before anyone picks up a phone.
Move
Funds move through our sponsor bank, Bangor Savings Bank, Member FDIC, via TheoPay™. Every dollar is tracked from disbursement to spend. No third-party payment apps involved.
See TheoPay™ →Prove
Auditors expect evidence on demand. Theodore makes every dollar traceable to its source, with every transaction documented and export-ready.
Persona-powered identity & income verifications for grant applicants. Plaid-powered secure account connections (connection only).
Each group gets an experience designed for what they need to do.
See how Theodore is configured for your program — with your rules, your brand, and your authority.